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Jessica Swavley

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Hello there. We haven't met before. My name is Jess and I'll be your host this evening. Getting a job at a mag had always been my dream, hours of work experince and interning all seemed to be getting me nowhere. And then fate stepped in and I found myself doing a whole lot of freelance work for online and loved it. So here I am now typing away and loving it!

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I’m stuck in a rut.

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01 Jul, 2008

Don't worry, I’m not on some kind of single girl rant…I’m stuck in a money (not love) rut. I work my little behind off but every time I check my bank account there seems to be less and less in there. Ok, so I do enjoy a good shoe sale (scratch that, I enjoy any kind of sale) but I try so hard to be careful with my money. The backbone of my rut seems to be that I don’t really have anything to show for my hard work.

You know that scene in SATC when Carrie is told she is not ‘a desirable candidate for a loan’ and then realises she has spent $40, 000 on shoes, that is what I feel like. Granted, I haven’t spent that much on shoes…I don’t think, but it’s the same kind of feeling, nothing substantial to show for myself. At this point in time all we hear about are high interest rates and increased petrol prices, neither of which affects me right now, but they will one day. And what about when that day comes, can I take my shoes to the bank as a down payment?

With the term ‘disposable income’ becoming more and more laughable, it made me wonder where mine actually goes. I don’t drink coffee and I bring my own water bottle to work. I do buy my lunch everyday and when three thirty-itis beckons I obediently follow to the snack box in the kitchen.

There was the Mimco sale last week, and it was stock take time at David Jones…hmm, could this be a pattern I see emerging. Perhaps my rut-ness is caused by my lack of forward planning. Maybe I need something to save for? A holiday? A handbag? A house? Yikes, this is all getting to serious, and it’s past three thirty, I need my twix!

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Comments (2)

  • I have found a great website that may help you www.moneydetective.com.au. Check it out as I cound some really useful saving and budgeting ideas and they also have some great tools.
    Report this
  • I have found a great website that may help you www.moneydetective.com.au. Check it out as I cound some really useful saving and budgeting ideas and they also have some great tools.
    Report this

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